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Cost of Living in UK for Nepali Students: Complete Guide for 2026

| 5 min

Cost of Living in UK for International Students

The cost of living in the UK depends on the city, lifestyle, type of living space and spending habits. London tends to be more expensive than other cities, but  Manchester, Sheffield, Leicester, and Coventry are more affordable for students. 

Average Monthly Living Cost in the UK

Students from Nepal should expect to pay £1,300 to £1,400 per month (excluding tuition fees) in London and £900 to £1,300 per month (excluding tuition fees) outside London. The government of the UK requires proof of £1,529 per month in London and £1,171 outside London for up to 9 months in order to be able to obtain a visa. 

 Estimated monthly expenses may include:

  • Accommodation
  • Food and groceries
  • Transportation
  • Internet and utilities
  • Mobile bills
  • Entertainment and personal expenses

Students living outside London often experience lower living costs.

Expense Category

Average Monthly Cost in London

Average Monthly Cost Outside London

Accommodation

£700 – £1,500

£400 – £900

Food & Groceries

£200 – £350

£150 – £300

Transportation

£70 – £150

£40 – £120

Utilities & Internet

£80 – £180

£50 – £120

Mobile Bills

£15 – £40

£10 – £30

Entertainment & Personal Expenses

£100 – £250

£80 – £200

Total Estimated Monthly Cost

£1,200 – £2,400

£800 – £1,500

 

Note: Please be aware that these figures are only an average of the monthly costs of living for international students in the UK and do not include any tuition fees, visa fees or other academic fees. 

  1. Accommodation Cost in the UK

International students in the UK typically pay the highest for accommodation. The average monthly rent cost in London usually falls within the range of £700 to £1,500, and the students residing in other cities of the UK might rent for around £400 to £900 a month.

  1. Food and Grocery Expenses

The average monthly cost of food and groceries in the UK is from £150 to £300 per month, depending on students' lifestyle and eating habits. International students can save money by preparing their own meals.

  1. Transportation Costs in the UK

The cost of travelling within a city to university depends on the city and how often the student travels and is typically around £40 – £120 per month for Nepali students. 

There are also a variety of ways for students to save money with railcards, bus passes and student travel cards, and many students enjoy riding their bikes or walking through the student-friendly cities to save even more money. 

  1. Utility and Internet Bills

If the student rents a private residence, he or she might be required to pay extra bills for electricity, gas, water, and internet. For some students, utility bills could already be part of a student's accommodation package, allowing them to better manage their monthly expenses. 

  1.  Healthcare Expenses for Students

The Immigration Health Surcharge (IHS) is typically paid by international students as part of the visa application process and is currently £776 per year.

Note that this is paid for in full at the time of visa application, and is calculated according to the length of the visa.

Tips to Reduce Living Costs in the UK

International students can manage their expenses by:

  • Choosing affordable cities
  • Sharing accommodation
  • Using student discounts
  • Cooking meals at home
  • Planning monthly budgets
  • Using public transportation

Good financial planning can help students enjoy a comfortable lifestyle while studying in the UK.

Can Students Work in the UK to Support Living Expenses?

Most international students on a UK Student visa are able to work up to 20 hours per week during the term time with full-time employment during official holidays subject to work conditions written on the visa. 

 

How Raffles Educare Helps Students

Raffles Educare provides expert guidance for:

  • UK university admissions
  • Visa application support
  • Accommodation guidance
  • IELTS/PTE preparation
  • Scholarship counseling
  • Student career planning

Our experienced counselors help students prepare for both academic success and comfortable student life in the UK.

Start Your UK Study Journey Today

By knowing the costs of living in the UK, the students will be better able to plan their finances and prepare themselves for a successful international education experience.

Contact Raffles Educare today for professional guidance on studying and living in the UK.

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